I need a credit card for emergencies is something that we hear quite often, but the truth is we are abnormal. Instead of a credit card for emergencies, you need to have this because it will save and benefit you ten times what a credit card will do.
How to stick to an all cash grocery budget - it's not easy only spending cash at the grocery store, but it's an amazing way to get your family's budget under control. This post makes figuring out how to stick to your all cash grocery budget easier and doable.
Is EveryDollar.com right for you? this review of Every Dollar will help you determine if using an online budgeting software tool will help you better manage your budget along with helping you track your progress through Dave Ramsey's Baby Steps.
Wondering how you can budget to become a SAHM or SAHD? This how to trim your budget to become a stay-at-home parent so you can live out your dream.

I Need a Credit Card for Emergencies. How We’re Abnormal.


I need a credit card for emergencies is something that we hear quite often, but the truth is we are abnormal. Instead of a credit card for emergencies, you need to have this because it will save and benefit you ten times what a credit card will do.

We are not normal here in the Fearon house. In early 2013, after reading The Total Money Makeover * by Dave Ramsey, we decided to start our journey towards being 100% debt free. My hubs was totally on board with paying off our credit cards because those were “stupid debt” but he was unsure of the “never having them again” part of the debt-free equation. Eventually I convinced my hubs that we did not need a credit card to keep “in case of an emergency” if we managed our money and built up our

How to Stick to an All Cash Grocery Budget

How to stick to an all cash grocery budget - it's not easy only spending cash at the grocery store, but it's an amazing way to get your family's budget under control. This post makes figuring out how to stick to your all cash grocery budget easier and doable.

If y’all follow me on Instagram or Facebook, you may have seen the photo where I posted about an all cash grocery budget working. Many of y’all, including my best friend asked me “how the heck do you feed your family for $100 a week”? Well, it hasn’t always been that way….if you’ve ever read our One Income Budget post, you know that $100 a week is a far cry from what we have budgeted. We do not believe in credit but we do believe in debit cards and up until a few weeks ago, that is what I have

Is EveryDollar.com Right for You?

Is EveryDollar.com right for you? this review of Every Dollar will help you determine if using an online budgeting software tool will help you better manage your budget along with helping you track your progress through Dave Ramsey's Baby Steps.

Thank you to Dave Ramsey and his amazing team for sponsoring this post! As always all opinions are my own.  Y’all know that I am a huge fan of budgeting and of Ol’Mr. Dave Ramsey so I was super excited to try out his new online budgeting tool, EveryDollar.com for y’all! You set up your budget on EveryDollar.com and from there you can track your expenses either there or through the iPhone app while you are on the go. I know many of my readers have asked about an app for budgeting that I

How to Trim Your Budget to Become a Stay-at-Home Parent

Wondering how you can budget to become a SAHM or SAHD? This how to trim your budget to become a stay-at-home parent so you can live out your dream.

This is a guest post from Gina of Horkey Handbook that is sure to help you figure out how to trim your budget to become a stay-at-home parent!  Two years ago, my husband and I were just like any other couple working full-time in Corporate America. We’ve been married almost a decade now, but waited to have our first child until 2011. Our beautiful son was born and we were all in love! It’s amazing how becoming a parent completely turns your world upside down – in a good way! Even though I

How to Create an Editorial Calendar for Your Blog

How to create an editorial calendar for your blog that works for you. Figuring out how to organize your thoughts, post ideas, and make it all flow is enough to make your head hurt. This is my simple process for making it work for me.

If you have been blogging for any length of time, you have more than likely have heard that an editorial calendar is a must have. However, figuring out how to set up and manage your calendar can be tricky. It took me about a year to come up with a system that works well for me. I use my Google Calendar as my editorial, cleaning, appointment, events/promotions, and networking opportunities calendar. I still like to have a paper planner for regular day-to-day stuff like my to-do list but my

Our Favorite Family Recipe Binder

Do you keep a favorite family recipe binder? If not, it could save your sanity and cut down on the craziness of meal planning!

If you have ever read my meal planning made easy post, you know that I dread meal planning and frankly, I suck at it. However, thanks to eMeals *, I no longer have to worry about it, but sometimes we do not want to try something new. We want an old favorite meal and so, I created our Favorite Family Recipe Binder where I keep all our favorite recipes along with our weekly meal plan. I no longer print off every meal plan that eMeals send me. I store them in my email folder labeled “eMeals” and

How to Turn Your Finances Around

How to turn your finances around - these are four steps that will help you make lasting changes to the way that you handle your finances.

This is such an inspirational guest post from Charlee of Humble in a Heartbeat!  I am, without a doubt, very financially aware. But even though I have a finance degree and a strong budgeting example from my dad, I have failed my family time and time again over the past year. Our finances are very weak at this point, and while this has a lot to do with my husband's new business venture, it is also my fault. Before I go deeper into my story, let me ask you a question. If you were at a point

When the Money Runs Out

What do you do when the money runs out? It has been years since I have found myself in this situation of worry, doubt, and fear over money, but this time is a little bit different. This time I was a little bit more prepared for the unexpected and catastrophic.

This is not the post I had planned for today; in fact, I didn’t even have this post planned to be written at all. I thought I was past the worry, the doubt, the fear. The fear of "Can I purchase enough groceries with the money I have” and the fear of “how the hell are the bills going to get paid”. Yes, The Budget Mama was in tears yesterday at the grocery store trying to purchase food for my family because we had no money. This blog is all about my family’s real life on a budget and it ain’t

A Simple Mother’s Day Gift Idea to Make Yourself

This is a simple Mother's Day gift idea that you can make yourself! You probably have all the stuff you need ready to go at home to make it!

I am really not a crafty person at all. I wish that I was more creative and could come up with some of the amazing and beautiful craft projects on Pinterest. Nevertheless, I am simply not that creative, but I am frugal. In my frugality, I have to get creative in order to save money and being raised in a frugal home, I learned early on that you should not waste anything. Therefore, last year when I needed a birthday present idea for my mama, I had to come up with something a little creative

2015 Goals Update #4 + A Giveaway!

These are my 2015 goals where I share my blogging income and how I made money blogging along with my personal and financial goals for the year.

Blogging Can I just say THANK Y’ALL so much for helping me with The Ultimate Homemaking Bundle this year! I love that my book has been able to reach so many people alongside so many other amazing resources. Also, if you missed out on joining Elite Blog Academy this year, make sure you check out my resources page where I share some of my favorite books on blogging. I had the.best.month.ever when it comes to earning an income from my blog! My income was $1,815.26 (after expenses)! I don’t expect