Dealing with Budgeting Burnout FB

Dealing with Budgeting Burnout

As we get ready to close out our 31 Days of Real Life on a Budget, I wanted to address a very common issue with money management – burnout. Feeling overwhelmed while trying to figure out how best to manage your money is normal and very frustrating. Just recently, I had to come to terms […]

Budgeting

Improving Your Marriage to Improve Your Finances

Improving Your Marriage to Improve Your Finances {Part One}

I am a firm believer that the health of your marriage can affect your finances. I am not a marriage counselor and I am by no means an expert on love. I have only been barely married five years. My husband and I both come from divorce families and as such, we are committed to […]

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Blogging/WAHM

Adding Your Blog to Your Resume. Why you should do it.

What to Include on Your Blogging Resume

If you make money with your blog, guess what, it is your job. So why would you not include it on your resume? Regardless of what your profession is and how secure you are in your career, you should update your resume every six months to a year – even if you are a stay-at-home […]

More Posts from this Category

Dealing with Budgeting Burnout FB

Dealing with Budgeting Burnout

As we get ready to close out our 31 Days of Real Life on a Budget, I wanted to address a very common issue with money management – burnout. Feeling overwhelmed while trying to figure out how best to manage your money is normal and very frustrating. Just recently, I had to come to terms […]

6 Savings Accounts You Should Have FB

6 Savings Accounts You Should Have

In my book Build a Budget that Works, I suggest having different accounts or funds set up for certain categories, like Medical, Auto, Clothing, etc. Having separate accounts for designated areas of spending is an easy way to keep track of and to remain in control of your money. There are six savings accounts that […]

6 Strategies for Developing a Positive Cash Flow FB

6 Strategies for Developing a Positive Cash Flow

Before you get out of debt, you need a positive cash flow. You will not succeed in paying off your debt if you do not first have a positive flow of money every month. Back when I was struggling with my debt, I had zero positive cash flow for the month because my bills and […]

How to Have Fun on a Budget FB

How to Have Fun on a Budget

The number one compliant I hear about budgeting is about having to let go of the fun stuff. I assure you that you do not need to stop having fun while on a budget. One word of caution though, if you are truly struggling, and I mean like the lights are about to be (or […]

How to Not Burden Your Loved Ones FB

How to Not Burden Your Loved Ones

As a parent, I know how tempting it is to spoil children. You want to give them everything, to give them an amazing life that one day they will appreciate. You work hard for your money and in return, you lavish fun things, fun toys, new clothes, or new experiences on your children (or maybe […]

Help! I Married a Spender. FB

Help! I Married a Spender

Which one are you, are you the spender or the saver? In my marriage, I am the saver and my hubs is the spender. Throughout our five years of marriage, this has resulted in many disagreements and way too blown-out-of-portion arguments. Chances are you have a similar predicament in your relationship after all, opposites attract. […]

Work that Side Hustle FB

Work that Side Hustle

If you watched my video on How to Budget for Irregular Income or read my free eBook, The Four Basic Steps to Budgeting, you know that there are two ways you can balance your budget. You can cut expenses or earn more income. If you have cut out all your unnecessary expenses, like cable and […]

The Importance of Your Financial Report Card FB

The Importance of Your Financial Report Card

I am a member of Massive Sway. I have been compensated for my time and talents. I am all about living the debt-free dream, but there is still one thing that is extremely important, debt-free or not, your credit score and credit report. As a victim of identity theft, I can attest to importance of understanding and knowing […]

The Half Payment Method FB

The Half Payment Method

You may have read in my Stop Living Paycheck to Paycheck post the idea of using half payments to get yourself out of financial instability. This post is going to expand on that idea. The half payment method works incredibly well to help you find financial peace. Half payments are where you take a regularly […]

How to Handle Unexpected Expenses FB

How to Handle Unexpected Expenses

Unexpected expenses can be the ultimate downfall to a family’s finances. They go hand-in-hand with Murphy’s Law and they are the biggest complaint when it comes to budgeting. Many people give up trying to budget all together when faced with unexpected expenses repeatedly. Giving up will not solve anything, keep budgeting and put into place […]

Breaking Bad Money Habits FB

Breaking Bad Money Habits

We all have bad habits, especially when it comes to money. We have spending triggers that cause us to spend money unnecessarily and we have wants. Breaking bad money habits is essential to sticking to and managing a household budget. There is a theory that it takes twenty-one days to either break a habit or […]

Frugal vs. Cheap - is there a difference FB

Frugal vs Cheap What’s the Difference?

It is no secret, I am a frugal living enthusiast and I love it. However, I was not always so frugal-minded, I once had a mountain of credit card debt that could attest to that, but hey, it was all on sale! With the Great Recession came a need for many families to change their […]

Why Being a Minimalist Saves You Money

Why Being a Minimalist Saves You Money

If you walked through my front door right now, you would recognize one common theme throughout my home, empty spaces. Although I love those beautifully decorated homes in Better Homes and Gardens, I cannot stand a bunch of stuff. I hate cleaning a bunch of trinkets, I hate feeling overwhelmed by junk, and I hate […]

Why There is No Such Thing as Free Money

Why There is No Such Thing as Free Money

Free money? Oh yes, there are several ways to earn and receive free money – Swagbucks and InboxDollars are two of my favorite places to earn free money online. Even your tax return or bonus check can be viewed as free money. The big question is, is free money really “free”? No. Swagbucks * and InboxDollars […]

My Simple Holiday Budget

My Simple Holiday Budget

The holidays are almost here and the season of deep discounts, sleeping on sidewalks and department store Santa is upon us. For many, the holiday season is a struggle, whether you are attempting to have a debt-free Christmas or are simply trying to afford Christmas all together. The most wonderful time of the year is […]

3 Tips to Help You Build a Gift Stockpile FB

3 Tips to Help You Build a Gift Stockpile

Budgeting for gifts can be difficult especially, if you need to purchase gifts for more than one occasion in a month. A gift stockpile can help save you time and money by having a selection of gifts already purchased to choose from at a moment’s notice. A gift stockpile works similarly to a food stockpile […]

6 Ideas for Less Expensive Birthday Parties

6 Less Expensive Birthday Party Ideas

If you have children, you have undoubtedly heard that children are expensive. Children definitely cost money but the expensive part is determined by the parents. There are numerous ways to lower the cost that is associated with having children. One of these ways is to simplify their birthday parties. Coming up with less expensive birthday […]

How Using Gift Cards Can Help You Stick to Your Budget

How Using Gift Cards Can Help You Stick to Your Budget

One of the easiest ways I have found to keep up with my budget is to use gift cards. Using gift cards to budget is easier than it might seem and although cash is my preferred method of payment when grocery shopping but sometimes, even cash can cause me to go over my budget. Gift […]

How to Effectively Plan Shopping Trips

How To Effectively Plan Shopping Trips

One of the fastest ways to save money on groceries (or just shopping in general), is to make a shopping list. Not just any ol’shopping list, though. You need to make a great list, one that will ensure you are not running out to the store several more times that week to purchase things you […]

MAKE OR BREAK PRICE FB

Make or Break Price – Using a Price Book

If you have been hanging out in the realm of frugal living, you have probably heard mention of this thing called a “price book” (sometimes referred to as a price list). A price book is essentially a book where you keep a record of the prices that you pay for certain items and what their […]

The Easy Trick to Saving Hundreds on Your Grocery Budget

The Easy Trick to Saving Hundreds on Your Grocery Budget

“How do I save on groceries”, is one of the most commonly asked questions when speaking with others about budgeting. Next to your housing costs, groceries can be the next largest expense in your budget. There are several different methods to saving money in this area of the budget but there is one way that […]

8 Tasks to Prepare Financially for Your Baby

8 Tasks to Prepare Financially for Your Baby

Congratulations! You are having a baby, now what? That is how I felt when I first found out I was pregnant. I always wanted to be a stay-at-home mom and my husband did not want us to struggle financially, so what were we to do? We had to develop a plan and stick to it. […]

Why You Need a Record of Accounts

Why You Need a Record of Accounts

A Record of Accounts is a written (hand-written or typed) document showing where all of your money is located along with the essential information pertaining to collecting/viewing that money. This is an important document that everyone should have, married or not. If something were to happen to you, would your husband know where your retirement […]

One Simple Trick to Make Sticking to a Budget Easier

One Simple Trick to Make Sticking to a Budget Easier

I was always scared to automate my payments. I think my fear stemmed from the time in my life when I had no money to pay bills. I struggled to make my payments on time due to lack of funds to pay them. Even now, with my budget on track, I still get nervous about […]

STOP.THINK.BUY.

STOP. THINK. BUY.

I truly believe that temptation is the root of all evil, not money. Temptation can creep up on even the most financially savvy folks and cause havoc on their money plans. Although there will always be some level of temptation around, there are a few ways that you can remove it from your life to […]

Why You Need a Yearly Budget Checkup

4 Reasons Why You Need a Yearly Budget Checkup

You have made a budget, you have cut expenses, and you have pulled yourself out of the trenches of financial trouble. You are starting to feel at peace with your finances – so now what? One of the best things you can do for your finances is to give yourself a yearly budget checkup. Think of […]

The 50/2030 Budget

The 50/20/30 Budget

Budget categories, recommended percentages, automated payment schedules, savings challenges, and the list goes on. Budgets get a dirty rap because they often seem complicated and boring. The truth is budgeting is essential to surviving life. Money is the one thing that connects us all, regardless of size of income, gender, culture differences, where you live, […]

How to Spot Financial Trouble

How to Spot Financial Trouble & How to Pull Yourself Out

I am sure you have witnessed it happen to your family or friends, or maybe you have firsthand experience. You have seen what the trenches look like and know that you want no part of it but somehow you and your loved ones sometimes stand on the edge waiting to fall off. You stand waiting […]

3 Steps to Setting Financial Goals

3 Steps to Setting Financial Goals

Are goals important when it comes to personal finance? Yes. Why? Because without goals, you are just wasting money and letting money control you instead of you controlling your money. I am sure if you have ever read a time management book, you have probably read the story about the professor and the jar of […]

Take a Money Minute

Take a Money Minute

How many times do you review your finances? Do you review them daily, weekly, monthly, or yearly? Maybe you review them a couple of different times throughout the week or many even a few times a day. One of the quickest ways to get a handle on your finances is to have money minute every […]